There are numerous advantages to having a good credit rating, like lower interest rates in credit cards and more savings on telecom services. Maintaining a good credit score also makes it easier for you to get cash using your vehicle Saint John New Brunswick.
How to Maintain Good Credit Score
There are several ways to ensure that your credit standing remains on the positive side. Here’s what you should do:
- Pay all your bills on time. Paying your student loan or credit cards on time is not enough. Delays in paying your rent, utilities, even a library fine, can get reported to credit bureaus.
- Keep an eye on your credit cards. Make sure that your card’s balance is within 30% of the credit limit to maintain a positive score. Leave old credit cards open as well. The issuer will stop sending updates to credit bureaus when a card is closed and it will be removed from your credit history and cause your score to drop.
- Manage your debts. Your credit lines and loan balances impact your debt levels. Being in too much debt will cost points to be taken from your credit score. The less debt you have, the easier it is to have a good rating and avail of a fast loan.
The Number One in the Industry
While a good credit rating opens doors, you don’t need it when you apply for a loan with Canada Car Cash. Known as the best auto title loan lender in the country, the company offers a percentage of your vehicle’s total value. Their easy application process and quick approval means you can get cash almost instantly. Start the ball rolling by logging on to their website and applying online. You can also call them at their toll-free number 1-844-598-7631.
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